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No surprise as AARP is getting into some interesting areas of late, and I went through my American Family Agent for a stated value policy and it was quite reasonable also — again lower than Hagerty. I used Hagerty in the past and they are solid for race car coverage ( off track ) and for awhile they were the way to go with collectible cars. Things have changed in the past decade and more Insurance Companies are seeing the value in covering cars that are not normally driven daily. Thanks for the post and advice many will find valuable!